Best Cities for Retirement

 50 Places in the US where retirement is affordable, healthcare is excellent and life is good!

  • Retirement is something to think about years before you get there.
  • Choosing the best place to retire in the US means weighing affordability, quality of life, activities, and healthcare.
  • WalletHub ranked the best US cities to live in retirement.
  • Many of the top cities are in states with warm weather, such as Florida and Arizona.

Deciding where to live in retirement may be one of the last major financial decisions you’ll make, and picking the right spot is important.
WalletHub set out to put worried minds at ease. The site used available data for the 150 largest US cities to find the best and worst places to lay your hat. We already looked at the worst cities for retirement, so let’s take a look at the opposite: the best urban areas to live in your post-working life.
How people spend time when they don’t have to go to the office every day tends to be a little different. Many dream of hours full of painting and golf, but there are more practical considerations to keep in mind too.
Along with the weather and nearby museums and tennis courts, reliable, accessible healthcare and affordable housing are important benchmarks when determining where to live in retirement.
WalletHub found that the cities below offered a great quality of life, good healthcare, and plentiful activities — all at an affordable cost.
WalletHub scored each city based on affordability, activities, quality of life, and healthcare. The four categories were weighted equally, and each city was given a total score and then ranked, with the highest overall score designating the best city. WalletHub used data for only the city, not the surrounding metro area.
Florida is considered one of the best states for retirement, so it is no surprise that several Sunshine State cities — including the top three — found their way onto this list.
Other warm-weather locations are also well represented on the list; the five cities with the highest percentage of senior citizens are in Arizona, Florida, and Hawaii.
Keep reading to see the best places to retire in the US, according to WalletHub. We’ve included the total score for each city (out of a possible 100), with a higher score denoting a better place to live, as well as its ranking out of 150 cities for each of the four categories, with a lower number being better.
50. Chandler, Arizona
49. Washington, D.C.
48. Nashville, Tennessee
47. Columbus, Ohio
46. Charlotte, North Carolina
45. Lincoln, Nebraska
44. Virginia Beach, Virginia
43. Phoenix, Arizona
42. Birmingham, Alabama
41. Henderson, Nevada
40. Dallas, Texas
39. Portland, Oregon
38. San Antonio, Texas
37. San Diego, California
36. Pembroke Pines, Florida
35. Tallahassee, Florida
34. Overland Park, Kansas
33. Tempe, Arizona
32. Oklahoma City, Oklahoma
31. Baton Rouge, Louisiana
30. St. Louis, Missouri
29. Reno, Nevada
28. Seattle, Washington
27. Richmond, Virginia
26. Tucson, Arizona
25. Colorado Springs, Colorado
24. Boise, Idaho
23. Los Angeles, California
22. Sioux Falls, South Dakota
21. San Francisco, California
20. Cincinnati, Ohio
19. Raleigh, North Carolina
18. Port St. Lucie, Florida
17. St. Petersburg, Florida
16. Madison, Wisconsin
15. Fort Lauderdale, Florida
14. Minneapolis, Minnesota
13. Cape Coral, Florida
12. New Orleans, Louisiana
11. Pittsburgh, Pennsylvania
10. Las Vegas, Nevada
9.  Austin, Texas
8.  Denver, Colorado
7.  Honolulu, Hawaii
6.  Salt Lake City, Utah
5.  Atlanta, Georgia
4.  Scottsdale, Arizona
3.  Miami, Florida
2.  Tampa, Florida
1.  Orlando, Florida

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